Your wedding can be a large financial commitment and protecting yourself financially in the run up to your big day is worthwhile. With many couples spending between £15,000 and £20,000 on their wedding and so many people to rely on, having to cancel your wedding can prove to be a major financial problem.
Wedding insurance gives you financial protection against some of the things that could go wrong in the lead up to your big day from your band not showing up to your caterer going out of business.
A selection of the available packages from one wedding insurance provider is shown below.
| Bronze | Silver | Gold | Diamond | Diamond + | Platinum | Platinum + | Premier | Premier + | |
|---|---|---|---|---|---|---|---|---|---|
| Cancellation | £2,500 | £5,000 | £10,000 | £15,000 | £20,000 | £25,000 | £30,000 | £35,000 | £50,000 |
| Rearrangement | £1,250 | £3,500 | £6,000 | £8,000 | £10,000 | £12,500 | £15,000 | £25,000 | £30,000 |
| Failure of Suppliers |
£1,000 | £2,500 | £3,500 | £5,000 | £6,000 | £7,000 | £8,000 | £9,000 | £10,000 |
| Wedding Attire | £1,000 | £2,500 | £4,000 | £6,000 | £7,000 | £8,000 | £10,000 | £10,000 | £15,000 |
| Wedding Gifts | £750 | £2,000 | £3,000 | £3,000 | £6,000 | £6,000 | £10,000 | £10,000 | £15,000 |
|
Rings, Flowers, Attendants Gifts, Cake |
£1,000 | £1,500 | £2,500 | £4,000 | £5,000 | £7,000 | £8,000 | £10,000 | £12,500 |
| Cars & Transport |
£750 | £1,250 | £1,500 | £1,500 | £3,000 | £3,000 | £5,000 | £5,000 | £10,000 |
| Photographs & Video |
£750 | £1,250 | £1,500 | £1,500 | £3,000 | £3,000 | £5,000 | £5,000 | £7,500 |
| Essential Document Idemnity |
£125 | £250 | £250 | £250 | £500 | £500 | £1,000 | £1,000 | £2,000 |
| Personal Liability |
£1m (£250 Excess) |
£2m (£250 Excess) |
|||||||
| Personal Accident |
£5,000 | £10,000 | £20,000 | £20,000 | £40,000 | £40,000 | £40,000 | £40,000 | £40,000 |
| Legal Expenses |
£5,000 | £5,000 | £5,000 | £5,000 | £10,000 | £10,000 | £20,000 | £20,000 | £20,000 |
| Excesses (unless stated) |
£25 | £25 | £25 | £25 | £25 | £25 | £50 | £50 | £50 |
| Price | £18.49 | £24.99 | £34.99 | £54.99 | £69.99 | £84.99 | £99.99 | £149.99 | £199.99 |
| Additional cover is available for the following | |
| Optional Marquee Cover (£49) | £20,000 |
| Optional Ceremonial Swords Cover (£39) | £20,000* |
| Optional Public Liability Cover (£19) | £2,000,000 |